Get an indicative rate - Spendin API

Get an indicative rate

curl --request GET \
  --url https://api.spendin.app/v1/rates \
  --header 'X-API-Key: <api-key>'

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://api.spendin.app/v1/rates', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.spendin.app/v1/rates",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.spendin.app/v1/rates"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://api.spendin.app/v1/rates")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "settlement_currency": "USDT",
  "destination_currency": "GHS",
  "rate": 12.2265,
  "mid_market_rate": 12.35,
  "spread_percent": 1,
  "rail": "CRYPTO",
  "source": "indicative",
  "as_of": "2026-07-20T09:41:00.000Z"
}

GET

/

v1

/

rates

Get an indicative rate

curl --request GET \
  --url https://api.spendin.app/v1/rates \
  --header 'X-API-Key: <api-key>'

const options = {method: 'GET', headers: {'X-API-Key': '<api-key>'}};

fetch('https://api.spendin.app/v1/rates', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.spendin.app/v1/rates",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "X-API-Key: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.spendin.app/v1/rates"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("X-API-Key", "<api-key>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

require 'uri'
require 'net/http'

url = URI("https://api.spendin.app/v1/rates")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["X-API-Key"] = '<api-key>'

response = http.request(request)
puts response.read_body

{
  "settlement_currency": "USDT",
  "destination_currency": "GHS",
  "rate": 12.2265,
  "mid_market_rate": 12.35,
  "spread_percent": 1,
  "rail": "CRYPTO",
  "source": "indicative",
  "as_of": "2026-07-20T09:41:00.000Z"
}

Authorizations

X-API-Key

string

header

required

Query Parameters

from

string

required

Settlement currency (USDT or NGN)

Example:

"USDT"

to

string

required

Destination currency

Example:

"GHS"

Response

Indicative rate

settlement_currency

string

required

Example:

"USDT"

destination_currency

string

required

Example:

"GHS"

rate

number

required

Destination units per 1 settlement unit (after spread)

Example:

12.2265

mid_market_rate

number

required

Mid-market rate before spread

Example:

12.35

spread_percent

number

required

Example:

1

rail

enum<string>

required

Available options:

CRYPTO,

BANK_TRANSFER

Example:

"CRYPTO"

source

string

required

Example:

"indicative"

as_of

string

required

Example:

"2026-07-20T09:41:00.000Z"

⌘I